of SPC,
To lower judge level following the result of the audit and prevent suspension of business
1. Maintenance of Government's exclusive financial monitoring systems .
The improvement of the efficiency, credibility, expertise in process of Administration
2. Reinforcing the supervisory authority of Deposit Insurance Corporation.
Deposit Insurance Corporation?
-Government
of the potential harm to others arising from interconnectivity and interdependency.
Responsibility: all participants, including policymakers and program designers, are responsible for the security of information systems and networks.
Response: Participants should act in a timely and cooperative manner to prevent, detect and respond to security incidents. Where permissible, this may involve
Ⅰ. 개요
우리나라의 현실은 감독체계의 불합리성과 감독수준의 미흡함으로 인해 제2금융권을 중심으로 많은 금융사고의 발생으로 특징지워질 수 있다. 앞으로 계속될 금융자율화와 경쟁심화 등의 경제환경속에서 우리나라의 금융기관의 건전성정도가 결코 바람직한 수준이 못된다는 것을 고려할
What’s Business Intelligence(BI) ?
Set of applications and technologies of approaching, gathering, storing, analyzing data for quick and correct decision-making.
It includes
{data mining, data base& data warehouse, statistic analytics, prediction etc}
“An umbrella term to describe concepts and methods to improve business decision making by using fact-based support systems."
of the contract.
Useful to hedge default risks
A more efficient way of risk management
Raise capitals by purchasing the insurance
Can diversify their portfolios
The leverage effect and the chance to participate in market; most of credit derivatives do not require real capital investment
★Benefits
* Reduction in systemic coun
of 5 votes in November of 2009. Thus, if Stupak and his 12 allies continuously opposed the passage of the Senate version because of abortion language, the whole reform could not pass as Pelosi nor Obama could replace the loss of 12 pro-life votes.
Although Stupak backed off from his stance after receiving an executive order from Obama promising that no federal funds will be used for insurance p
Recent Situation
“ internal information security attacks are outgrowing external
attacks at the world’s largest financial institutions”
(The Global Security Survey): Only 20% of the respondents in security survey strongly
believed that Information security should be a CEO-level priority
Ernst and Young(2004)
2) IT liability risk management
: The corporations should install f
Enron, the 7th largest U.S. company in 2001,
filed for bankruptcy in December 2001.
• Enron investors and retirees were left with
worthless stock.
• Enron was charged with securities fraud
(fraudulent manipulation of publicly reported
financial results, lying to SEC,…)
• Enron was a Houston-based natural gas pipeline
comp
prevent auditors from getting too cozy with their corporate clients.
III. The reasons of Enron Crisis
1. Window dressing settlement
Enron's nontransparent financial statements did not clearly detail its operations and finances with shareholders and analysts. In addition, its complex business model stretched the limits of accounting, requiring that the company use accounting limitations t
민간경비 산업은 무엇인가?(정의)
1974년 형사사법 기준과 목표를 위한 자문위원회(the National Advisory Commission on Criminal Justice Standards and Goals) 는 그 보고서 Report of the Task Force on Private Security에서 :
“여러 가지 위해로부터 개인의 이익이나 생명 및 재산을 보호하기 위 하여 특정한 의뢰자(Specific Client)인